HomeOxipay /Humm

Oxipay /Humm

Image result for oxipay
Image result for oxipay

What is Oxipay?

Oxipay is a flexible and secure way for you to shop today and pay over time to ensure you can have what you need now.

How do I sign up?

All you need is your email, mobile, be at least 18 years old, have an Australian address and your credit or debit card from which payments will be deducted automatically. You can sign up on the Oxipay home page or through our online checkout – just select Oxipay as your payment option.

What are the fees and charges?

Oxipay is a payment plan that is totally interest free. The only fee is a $6 late payment fee (avoidable if you pay on time).

How much can I spend? When are payments due?

You can spend up to $3,000. Check your available balance in your Oxipay Customer Account. You decide whether you want to make weekly or fortnightly payments and your payment card will be automatically charged. Your first payment is charged at time of purchase. We will email your payment schedule and send reminders before payments are due.

How do I return an item purchased with Oxipay?

Contact the retailer about any returns. The retailer will notify Oxipay to refund payments made and/or cancel further payments.


Humm logo - live interest free, forever

Certegy Ezi-Pay and Oxipay have combined to bring you humm – designed to transform your shopping experience for the better. You can use humm to purchase both small and big-ticket items, so you never miss out.

We’re now accepting humm as a payment method on all online orders valued up to $3,000. No need to wait until payday.


Unlike standard credit cards, humm doesn’t slap on interest or fees. With flexible repayment schedules in 2.5- and 5-month terms, it’s easy to pay off your purchases in manageable slices without the stress.


To start shopping with humm, you simply need to download the app and sign up (humm offers fast approval on the spot!). Choose your preference of repayments between weekly or fortnightly instalments and you’re good to go. No interest or fees, just more time to enjoy the things you value in life.


For a seamless switchover from Oxipay to humm, your existing product selection and rate schedule remains the same. The change to humm took place on the 8th April 2019. To make it easy, your first transaction on or after this date confirms your acceptance of the new agreement with humm.

Visit shophumm.com.au for more information or to see the full terms and conditions.  

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